Don't Over Pay for
Health Coverage

Your Health coverage
doesn't have to be complicated

Rochelle Brown | USHEALTH Advisors Agent

Coming from a healthcare background, I understand the importance of having good health benefits that provide peace of mind to the consumer. When sitting in a emergency room or being faced with bad news is not the day to find out what you have or who your agent might be. Now, I get to help others everyday make sure they know who is standing with them to ease their worries. I help provide hope to families and small business owners across the nation through affordable health care plans that are customized to their family's needs.

Coverage Like No Other - PremierChoice

Why pay for Coverage Before You Need It?

In the event You need additional protection, the purchase of PremierChoice Specified Disease/ Sickness Plan, Accident and the Optional Guaranteed Short Term Insurability Rider provides You with a one-time right to purchase Our PremierMed Short Term Medical-Surgical Expense Plan without any additional medical underwriting. In Other words, Why pay for Coverage Before You Need It?

First Dollar Benefits!

The PremierChoice Specified Disease/ Sickness and Accident Plans allow You to receive first dollar payments for expenses incurred up to a benefit maximum for covered healthcare services. And with the special doctor office visit “rollover”* feature in each Specified Disease/Sickness and Accident Plan, if You don’t use Your benefits, You don’t lose them.


No Calendar Year Deductible to Satisfy!

PremierChoice Specified Disease/ Sickness and Accident plans supplement an essential health benefits plan under which You must first satisfy a deductible every year before You are eligible to receive benefit payments.





*Exclusions and limitation apply. May not be available in all states.

Why MedGuard*?

Health coverage provides benefits for medical treatment but doesn’t include benefits for non-medical expenses. Traditional life insurance pays benefits after death. What if You survive a critical illness? Where will You find the financial resources to cover non-medical costs during Your recovery?

If You are diagnosed with a covered condition, MedGuard will pay You a lump-sum cash payment!

Untitled-1

*MedGuard is a 5 year renewable term life insurance with an accelerated benefit. Not available in all states. Limitations and exclusions apply.

Accident Protector*

Accident Protector provides extra coverage to help cover out of pocket expenses related to an accident.

Utilize Accident Protector to provide You with a financial advantage:

  • Provides lump sum payouts if Your Injury is due to an accident and results in a loss.

  • Excess Medical Insurance that helps cover the cost of deductibles, co-pays, and other expenses not covered by insurance.

*Accident Protector is not available in all states. Limitations and exclusions apply.

SecureDental* Offers 3 Plans:

Premium Plan* Deductibles: $50 for an Individual; $150 for a Family; Additional Orthodontic Deductible $150 per Insured. Covers Preventive Care, Basic Care, Major Care & Orthodontic Care. Calendar Year Maximum Per Insured $1,500; Orthodontic Calendar Year Maximum Per Insured $400. Lifetime Maximum Orthodontic Benefit Per Insured is $1,000.

Saver Plus Plan* Deductibles: $50 for an Individual; $150 for a Family. Covers Preventive Care, Basic Care & Major Care, with Orthodontic Care Services discounted at participating providers. Calendar Year Maximum Per Insured $1,000.

Saver Plan* Deductibles: $50 for an Individual; $150 for a Family. Covers Preventive Care & Basic Care, with Major Care & Orthodontic Care Services discounted at participating providers. Calendar Year Maximum Per Insured $500.


*SecureDental is not available in all states. Limitations, Waiting Periods and Exclusions apply.

LifeProtector is the Right Choice!

Providing peace of mind for Your family is essential. If something unforeseen were to happen to You, would Your family be taken care of financially? With America’s Choice LifeProtector, with a 10 year renewable term life insurance You can help provide the financial security Your family needs and deserves.

LifeProtector is a great option to add to Your portfolio of protection. Pure and Simple

  • Provides protection to help with obligations like mortgage, car payment, childcare or educational expenses and other obligations.

  • Peace of Mind

  • Provides protection in the event of unforeseen death.

  • Not Taxable to Beneficiaries

  • Provides valuable term life insurance benefits that in most instances are free from income tax for the beneficiary.

  • Economical

  • With premium payment options from $10 to $50, all in $5 increments, it’s easy to find an economical solution to Your life insurance needs.

*LifeProtector may not be available in all states. Limitations and exclusions apply.

Why Choose Us

We believe in unparalleled value and care. What do you believe in?

We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that, We are an innovator in the industry with over 50 Collective years of health coverage experience.

Latest News

USHEALTH Group

Through its licensed life and health insurance companies, USHEALTH Group, America’s Trusted Choice, offers quality coverage to policy holders including Sickness and Accident Insurance, Critical Illness, Life, Dental Coverage, Short-Term Accident Disability Income Insurance and much more!

 

Our Mission

Helping Other People Everyday (HOPE) is more than a clever acronym for the staff, management and independently contracted Agents of USHEALTH Advisors.  For them, it is a mission that is lived on a daily basis; an organizational commitment to make a positive difference in the lives of others.

USHEALTH Group Central

Our Partners: